Have you received a document called a Summons with an attached Complaint for a debt that is not yours? Or a one that has been paid off? Our lawyers are experienced consumer protection advocates assisting clients with unfair collection claims. We can assist you in defending the lawsuit that has been filed against you and file a unfair debt collection lawsuit against the collector for filing a summons and complaint without a reasonable basis, all at no cost to you. We are only paid if we can recover funds on your behalf from the creditor.
North Carolina has laws that protect consumers from debt collectors, creditors, or collection agencies who mischaracterize the status of a debt, including in lawsuits. The North Carolina Collection Agency Act, the North Carolina Debt Collection Act, and the federal Fair Debt Collection Practices Act all protect debtors from actions like false lawsuits and provide stiff penalties to the collectors for misstating the status of the debt. If the corporation trying to collect violates one of the North Carolina state laws, they can be subjected to thousands of dollars in statutory penalties
See our results page to view results in unfair debt collection cases, including several recent cases in which our clients was harassed or sued for debt that was not yours. You should also check your credit report to see if this incorrect debt is on your personal credit. If it is, you may have rights under the federal Fair Credit Reporting Act as well.
Our firm’s unfair debt collection attorneys handle consumer protection cases all over North Carolina; we currently have cases from Wilmington to Asheville. If you are not able to travel to our office for a free consultation, we are happy to coordinate with you electronically and over the phone until we get the opportunity to meet in person. We hope that we can help you fight back against the corporation which has dragged your name through the mud. You can send a confidential message through our contact page to schedule a time to speak with one of our lawyers.